WFG Financial Planning Suite

💾 Where Is My Data Saved?

This app stores everything in memory only — there is no automatic saving, no cloud sync, and no browser storage. When you close or refresh the browser, all data is lost unless you save first.

To save your work: Click the Save button in the top-right header. This downloads a .json file to your computer containing your entire client file — all data, portfolios, and settings.

To reload it later: Click the Open button in the header and select your saved .json file. All your data will be restored instantly.

📁 Portfolios — Save, Load & Export

Named Portfolios are saved inside your client file. When you click Save in the header, all your named portfolios are included automatically. There is no separate portfolio save step.

Action	How	Format
Save a portfolio	Fidelity Tracker → Portfolio Builder → name it → 💾 Save Portfolio	Stored inside case JSON
Load a portfolio	Portfolio Builder → 📂 Load Saved… dropdown	Pulls from case JSON
Export portfolios only	Portfolio Builder → ⬇ Export button	`.json` — portfolios only
Import portfolios	Portfolio Builder → ⬆ Import button → select .json file	Merges with existing; skips duplicates

🏦 Fidelity Model Portfolios

Five pre-built Fidelity Core & Explore model portfolios are built into the app:

Equity · Growth · Balanced Growth · Balanced · Conservative

To load one: Portfolio Builder → choose Registered or Non-Registered account type → click the model button. Non-Registered variants maximize Corporate Class funds for tax efficiency.

To compare models: Fund Tracker → Compare tab → check any model portfolio and/or benchmark.

📄 File Formats Explained

File	Extension	Contents
Case file (full backup)	`.json`	All client data, portfolios, calculator inputs
Portfolio export	`.json`	Named portfolios only — share between clients
Reports	`.docx / .xlsx / Print`	Generated from the Reports tab or each calculator

🗺 App Overview

Section	What it does
Client File	KYC, net worth, income & cashflow — your client's foundation data
Analysis	Retirement projection, education/RESP, insurance needs, debt payoff
Tools & Calculators	Leverage analysis, Fidelity Fund Tracker, additional calculators
Fidelity Fund Tracker	Fund search, portfolio builder, performance charts, comparison dashboard, PICF & compliance docs
Reports	Generate Word/Excel client reports from any section

💡 Tips

Always Save before closing — the app has no autosave.
Use Load Sample in the header to explore with the Smith family demo data.
In the Compare tab, you can compare your portfolios against major indexes (TSX, S&P 500, MSCI World, etc.).
Hover over any chart with your cursor to see live values at each data point.
Corporate Class funds in non-registered accounts defer distributions for better tax efficiency.
PICF documents open as printable pages — use your browser's Print function or Save as PDF.

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Clients